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Service Fees

Miscellaneous Service FeesFees

Effective 04/01/2014

Account Reconciliation/Research$25.00 per hour (additional fees apply if statement copies are requested)
ACH Payment Details Report – emailed daily$10.00 per month
Cashier/Official Check$8.00
Cashier Check exchange for a On-Us check by a Non-Customer$10.00
Check/Draft Collection–Foreign & Domestic Items (Additional fees may apply)$25.00
Debit/ATM Card Replacement Fee (does not apply to renewal or lost/stolen cards)$30.00
Debit/ATM Card PIN Mailer$3.00
Debit/ATM Card Rush Fee$60.00
Deposit Corrections - $5.00 & above$5.00
Deposit Corrections - under $5.00Free
Deposit Slips Over-the-counter for Business Accounts$0.25
Dormant/Inactive Account Fee – Charged after 12 months of inactivity$60.00
e-StatementsFree
eBiz Cash Management - Basic Free
eBiz Cash Management Premier ACH: ACH Origination $39.95/Mo, $75.00 Set-up Fee
eBiz Cash Management Premier Wire Transfer: (Per Wire Transfer Fee applies)$24.95/Mo, $50.00 Set-up Fee
eBiz Cash Management Premier Plus: ACH Origination and Wire Transfer (Per Wire Transfer Fee applies)$59.95/Mo, $100.00 one-time set-up Fee
Foreign Currency Purchase/Exchange$10.00 + exchange rate & registered mail fee
Garnishments, Levies & other Legal Process Fee - applies to each legal order or process that directs us to freeze, attach or withhold funds or other property$50.00 Min Fee or 10% not to exceed $100.00
Georgia Express Online BankingFree
Georgia Express Online Bill Pay Free
Insufficient Funds (NSF) Item Paid Fee*$38.00
Insufficient Funds (NSF) Item Returned Fee* $38.00
Overdrawn Balance Fee – applies when account has been overdrawn for 10 or more consecutive business days.$40.00
Overdraft Protection Transfer $6.00
Privately Owned ATM - Due Diligence Fee$24.99 per Month (per relationship)
Return Deposited Item (includes checks and ACH items) $10.00
Return Mail - after 3rd consecutive month$15.00
Statement Copies without images$5.00 per statement
Statement Copies with Images $5.00 per statement & $25.00/hour for image research
Stop Payment$35.00
Safe Deposit Box Fees 
3 x 5$25.00
3 x 10$45.00
5 x 10$65.00
10 x 10$110.00
Wire Transfer Fees 
Domestic Incoming Wire Fee$20.00
Domestic Outgoing Wire Fee$25.00
International Incoming Wire Fee$45.00
International Outgoing Wire Fee$60.00
Returned Wire$20.00

Fees are subject to change at any time.


* Items subject to NSF fees include, but may not be limited to, checks written, in-person withdrawals, ACH transactions, preauthorized automatic transfers, internet banking, and telephone banking. Fees will not apply to ATM and everyday debit card transactions unless you authorize the bank to overdraw your account for these items by opting-in for this service.

**Contents are not FDIC Insured

*** Wire transfers that are ultimately sent outside of the United States are considered International transfers and will be charged accordingly.