Rewards Checking
Earn interest on your balance and give Mother Nature a hand too! This free high interest checking account offers you a great rate and paperless online banking options so you can help save some trees. We even refund competitors' ATM fees nationwide.
The simple qualifications are designed to make managing your account easier. In fact, you're probably already doing them! Ditch the paper statement, save a polar bear, and earn interest too. Rewards Checking makes it easy!
- Summary
- Earn 0.88% APY* on your entire balance
- Earn 0.10% APY* if qualifications are not met
- Unlimited ATM fee refunds nationwide
- No monthly service charges
- No minimum balance requirement
- Unlimited checking transactions
- Free Visa® check card
- Free Georgia Express Online Banking with Bill Pay
- Free Express e-Statements
- Ordraft Privilege (must opt in to receive coverage)
- Personal accounts only
- $100 minimum deposit to open
- FDIC insured
Click here to: Compare Personal Checking Accounts
ATM Refunds Nationwide
As an added benefit, each month qualification cycle, we will refund any ATM charges, no matter whose ATM you used. That means you can get cash anywhere in Peachtree City, Fayetteville, around Georgia, or anywhere else in the country.
Qualifications:
Always earn interest, regardless of your balance!
Earning the rewards rate and ATM fee refunds is simple. Just follow these 3 free and easy steps each monthly qualification cycle:
- Have at least 10 check card purchases* post and clear per monthly qualification cycle***
- Have at lease one Direct Deposit or automatic payment post and clear per monthly qualification cycle***
- Enroll and receive monthly e-Statements in lieu of paper statements
If you don't qualify for the rewards in a given qualification cycle,*** don't worry. You still earn our base rate of interest, meaning you still have a "better than free" checking account, and you can try again to meet the qualifications the very next cycle.
*0.88% annual percentage yield (APY) paid on all balances each monthly qualification cycle when the qualifications are met. If you do not meet the qualifications per qualification cycle, your account will earn 0.10% APY; however, you will not receive ATM fee refunds for that time period. We may change the interest rates and APYs at any time after the account is opened. If you close your account before interest is paid, you will not receive the accrued interest. APY is accurate as of May 11, 2011.
**Cash withdrawal transactions made at an ATM do not count as purchases and do not qualify. Signature-based and pin-based check card purchases that have posted to and cleared your account during the qualification cycle will count with the following exception: multiple check card transactions attempted or completed on the same day at the same location, regardless of the dollar amount, may be counted as only one transaction.
***Qualification cycle: a period beginning one business day prior to the current statement cycle through one business day prior to the close of the current statement cycle. Our statement cycle ends on the 10th of each month, unless the 10th falls on a non-business day or bank holiday, then the statement cycle will end the first business day prior to the non-business day or bank holiday. Qualifying transactions must post to and clear your account during the qualification cycle.
