Choice Checking

Can there really be "too much of a good thing?" No, we didn't think so. That's why we overloaded this account with incredible cost-saving benefits like discounts and coupons to stores and restaurants—both locally and nationwide!

You also get round-the-clock identity protection so you can be sure you're protected from fraud. Plus, restoration and wallet replacement services! Best of all, the low monthly fee can be easily reduced or eliminated just by receiving free, paperless eStatements and using your check card to make purchases! It's not "too much"...but it's about as close as we could get!

Choice Checking

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The monthly service charge for this account is $7.00. This fee may be reduced by doing the following during the Monthly Qualification Cycle*: $3.00 reduction in fee for enrolling in and receiving electronic statements and $0.25 reduction in fee for each posted and cleared check card purchase. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Once the monthly service charge is eliminated, additional check card transactions will not result in additional credits to the account. ATM withdrawals do not count towards qualifying check card transactions. Minimum to open account is $100. No minimum balance required. Available for personal accounts only. Certain restrictions may apply.

*Monthly Qualification cycle: a period beginning one business day prior to the current statement cycle through one business day prior to the close of the current statement cycle. Our statement cycle ends on the 10th of each month, unless the 10th falls on a non-business day or bank holiday, then the statement cycle will end the first business day prior to the non-business day or bank holiday. Qualifying transactions must post to and clear your account during the qualification cycle.

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Merchant Rewards

Boost your buying power! Choice Checking from The Bank of Georgia includes membership to an exclusive discount program.

  • Rebates on brand name retailers online
  • Immediate discounts on local and national retailers
  • Print out free grocery coupons to save on food and household products
  • No limit to the number of the discounts, coupons, and rebates you can use

Get started right away at Have your Choice Checking account info with you to create your password.

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Fraud Protection

Gain comprehensive protection for complete peace of mind. These premium services are included with your Choice Checking Account from The Bank of Georgia.

Real-time ID Protection

  • Around-the-clock monitoring
  • Begins immediately after you enroll
  • Monitoring of up to 25 items, including:
  • Debit cards
  • Credit cards
  • Other personal info you provide (such as SSN)
  • Immediate notification upon unusual activity

Identity Restoration

  • Free services if your identity has been compromised
  • Saves you valuable time and money
  • All affected vendors, credit cards, financial institutions, and government agencies are contacted on your behalf
  • All three credit reporting agencies are provided information

Wallet Replacement Services

  • Automatic enrollment in Lost Wallet Service
  • Assistance in replacing:
  • Credit cards
  • Debit cards
  • Medical cards
  • Driver's license and/or personal ID

To access identity restoration services or wallet replacement services, simply call toll-free at 866-647-6221.

To access Identity Protection, log on to to enroll. Your user name is the last six digits of your Social Security Number plus the first five digits of your zip code, separated by a dash (123456-12345) for the primary account holder. The password is the date of birth for the primary account holder. For security reasons, please change your password after you log in for the first time.

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