Security Statement

Secure Communications

The Bank of Georgia is committed to keeping your personal online information secure and confidential. When you log on to Internet Banking, your User Code and Password are sent over the Internet from your computer to our servers using Secure Socket Layer (SSL) technology. SSL encrypts your personal information before it leaves your computer, ensuring that no one else can read it.

After you click the "Log in" button you can determine that encryption is being used on the site by looking for two items:

1. “https://” will appear at the beginning of the address line, with the "s" meaning "secure".
2. A small locked padlock will appear in the lower right corner in Microsoft Internet Explorer and a small key will be displayed in Netscape Navigator.

Secure browsers such as Microsoft's Internet Explorer or Netscape Navigator are required to access your information. Only browsers with 128-bit encryption technology, the strongest encryption available, are supported. Encryption is accomplished through Secure Sockets Layers (SSL) which utilizes mathematical formulas to "encrypt" or hide information from prying eyes on the Internet. Additionally, if SSL detects that data was added or deleted after you sent it to the bank, the connection will be severed in order to guard against any tampering.

Secure Environment
Firewalls are used to protect the information on our Internet banking site. A firewall is a combination of software and hardware products that designate parameter control and limit the access that outside computers have to internal networks and databases.

Secure Login
User IDs and passwords are not stored on the Internet. This way, the passwords and IDs can never be accessed or downloaded by anyone on the Internet. Additionally, user passwords can vary from four to sixteen characters, which means the chance of randomly guessing a password is less than one in one billion! Our security system also checks for invalid logins and automatically locks out a user after three invalid attempts. This prohibits a "hacker" from gaining access to our system, thereby protecting your account(s).

Additional Security Measures You Can Take
You will be responsible for maintaining one of our most important security measures, your password. When you receive your on-line banking password, be sure to keep it a secret. Memorize it, or write it down and keep it in a safe place. It is not recommended you carry your password in your purse or wallet. Make sure no one watches you enter your password, and always close your browser when leaving the computer. Make sure you have anti-virus protection on your computer, regularly update your anti-virus software and scan your computer for viruses that could be used to capture password keystrokes. You ultimately hold the key to your password security.