Current Rates
The Interest Rates and Annual Percentage Yields (APY) stated below are accurate as of September 1, 2010.
|
Product |
APY |
RATE |
Minimum Deposit to Open |
| *Rewards Checking |
| *Up to $25,000 |
0.88% |
0.88% |
$100.00 |
| *$25,000 + |
0.88% |
0.88% |
$100.00 |
| *Non-Qualifying Rate on all balances |
0.25% |
0.25% |
$100.00 |
| Classic Interest Checking |
0.25% |
0.25% |
$100.00 |
| Premier Private Checking (for religious organizations and private schools only) |
| Up to $20,000 |
0.50% |
0.50% |
$100.00 |
| $20,000 + |
1.00% |
1.00% |
$100.00 |
| Senior Checking |
| 1,000.00 + |
0.25% |
0.25% |
$100.00 |
| Regular Savings |
0.50% |
0.50% |
$100.00 |
| Personal Super Savings |
| Up to $5,000 |
0.50% |
0.50% |
$100.00 |
| $5,000 + |
0.95% |
0.95% |
$100.00 |
| CASHBack Saver+ |
0.95% |
0.95% |
$5.00 |
|
Non-Qualifying rate on all balances |
0.25% |
0.25% |
|
| Personal Money Market |
| Up to $5,000 |
0.50% |
0.50% |
$100.00 |
| >$5,000 to $25,000 |
0.75% |
0.75% |
$100.00 |
| >$25,000 to $50,000 |
1.00% |
1.00% |
$100.00 |
| >$50,000 & & Above |
1.25% |
1.24% |
$100.00 |
| Commercial Money Market |
| Up to $5,000 |
0.50% |
0.50% |
$100.00 |
| >$5,000 to $25,000 |
0.75% |
0.75% |
$100.00 |
| >$25,000 to $50,000 |
1.00% |
1.00% |
$100.00 |
| >$50,000 & Above |
1.25% |
1.24% |
$100.00 |
| Certificates |
| 90 Day |
1.10% |
1.09% |
$500.00 |
| 6 Month |
1.25% |
1.24% |
$500.00 |
| 9 Month |
1.35% |
1.34% |
$500.00 |
| 1 Year |
1.55% |
1.54% |
$500.00 |
| **13-Mo. Super Saver CD |
1.60% |
1.59% |
$5,000.00 |
| 15 Month |
1.60% |
1.59% |
$500.00 |
| 18 Month |
1.65% |
1.64% |
$500.00 |
| 2 Year |
2.05% |
2.03% |
$500.00 |
| 3 Year |
2.35% |
2.33% |
$500.00 |
| 4 Year |
2.45% |
2.43% |
$500.00 |
| 5 Year |
2.75% |
2.71% |
$500.00 |
All APY's (Annual Percentage Yield) on Certificates of Deposit are based upon an assumption of minimum schedule of quarterly interest payment.
All certificates have interest accrued on a daily compounding basis. Interest is accrued and paid on collected balances. Early withdrawal penalties may apply.
Rates on savings and checking accounts may change after account opening. Fees may reduce earnings.
For further details on our deposit products visit our Personal Banking and Business Banking pages or contact a Customer Service Representative at any of our locations or by calling us at 770-631-9488.
*Click here for more information on Rewards Checking.
**Click here for more information on our 13-Month Super Saver CD.
+ See customer service representatives for details regarding account qualification, or click here for more information on CASHBack Saver.
Member FDIC
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