Privacy Policy

At The Bank of Georgia, we value each and every customer relationship. Customers such as you have entrusted us not only with their finances, but also with their personal information. To protect and maintain the confidentiality of the information you’ve shared with us.

This is our pledge.

At The Bank of Georgia, we recognize that you have a right to expect your personal financial information to remain private and secure. We will maintain standards to ensure that your information is private and secure at all times.

How we use, collect and retain information about you.

Your relationship is important to us and we’re committed to providing you with the best service possible. To do that, we gather information from a variety of sources to keep you informed about the many financial services, product and benefits available to you as customer of The Bank of Georgia – and to provide you the ability to manage your finances most effectively. For example, we collect information from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us or others including non-affiliated third parties; and
• Information we receive from a consumer reporting agency.

If you end your customer relationship with us or become an inactive customer, we will treat the information we have about you as if you were still our customer.

We will maintain accurate information about you.

The Bank of Georgia has established procedures to ensure that your information is accurate, current and complete, in keeping with reasonable commercial standards.

If you believe that any information retained or furnished by The Bank of Georgia is inaccurate, please call us at 770-631-9488. We will investigate the problem and take appropriate action in a timely manner.

We will limit employee access to your information

At The Bank of Georgia, employee access to your personal information is limited to those with a business reason to know such information. Employees are educated on the importance of maintaining the confidentiality of customer information and on these Privacy Principles. Because of the importance of these issues, all The Bank of Georgia employees are responsible for maintaining the confidentiality of customer information and employees who violate these Privacy Principles will be subject to disciplinary action.

We will maintain a security program to protect your information.

We will maintain a security program – which includes physical, electronic and procedural safeguards in compliance with federal regulations – to prevent unauthorized access to your personal information.

Restrictions on disclosing your information to outsiders.

We pledge not to reveal specific information about your accounts, or other information that will personally identify you, to those outside The Bank of Georgia organization for their independent use, unless:

• the information is necessary to affect, administer or enforce a transaction you requested;
• you request or authorize that the information be revealed;
• the disclosure is required or permitted by law; or
• we have informed you that this information may be disclosed and have given you an opportunity to decline.

We will maintain your privacy in business relationships with third parties.

If we do provide customer information to a third party, we will insist – through a written agreement – that the third party adhere to privacy principles similar to those which The Bank of Georgia adheres for keeping this information confidential.

Disclosing our privacy commitment to you.

At The Bank of Georgia, we value our customer relationships. We want you to understand how we use the information you provide and our commitment to ensuring your personal privacy. If you have any questions about how The Bank of Georgia protects your confidential information, please contact Barbara Benton at 770-631-9488.