Savings, Money Market & CDs
Savings options designed to help you achieve your financial goals.
SAVINGS * +
- $100.00 minimum deposit to open
- Maintain a $200 minimum monthly balance to avoid $2.00 service charge
- 3 withdrawals allowed per month, additional withdrawals $2.00 each
- Interest compounded daily, posted monthly
- Custodial savings account available
- Minor savings account available with no minimum opening deposit required
PERSONAL SUPER SAVER * +
- Offers a Super Rate for balances $5,000.00 and greater
- $100.00 minimum deposit to open
- No maintenance fee
- Interest based on account balance
- 3 withdrawals per month, additional withdrawals $10.00 each
- Interest compounded daily, posted monthly
PERSONAL MONEY MARKET * +
- $100.00 minimum deposit to open
- Maintain a $1,000.00 minimum balance to avoid $5.00 monthly service charge
- 6 preauthorized withdrawals per month, additional withdrawals $5.00 each
- Tiered interest based on account balance
- Interest compounded daily, posted monthly
* Federal regulations limit third party or pre-authorized transfers (including overdraft transfers) to six per statement cycle. No more than three of which may be made to third parties
CERTIFICATES OF DEPOSIT +
- Choose from a selection of terms that best suits your financial needs.
- $500 minimum deposit to open
- Penalty may be applied for early withdrawal
- Competitive rates (Click here to view our current rates)
- Interest compounded daily
- Interest posted quarterly, or you can request interest to be paid monthly, quarterly, semi-annually, annually or at maturity by check or transfer to any other deposit account you have at The Bank of Georgia.
CDARS® - Looking for a way to keep large deposits safe? Ask us about CDARS®. Protect your large cD's with fDIC insurance up to $50 Million. Click here for more information.
+The APY (Annual Percentage Yield) on Certificates of Deposit is based upon an assumption of minimum schedule of quarterly interest payment posted to the certificate balance. All certificates have interest accrued on a daily compounding basis. Interest is accrued and paid on collected balances. Early withdrawal penalties may apply. Rates on savings and checking accounts may change after account opening. Fees may reduce earnings.
|
