Savings, Money Market & CDs

SAVINGS * ⁺

• $100.00 minimum deposit to open
• Maintain a $200 monthlyminimum balance to avoid $2.00 service charge
• 3 withdrawals per month, additional withdrawals $2.00 each
• Interest compounded daily, posted monthly

COMMERCIAL MONEY MARKET * ⁺

• $100.00 minimum deposit to open
• Maintain a $2,500 monthly minimum balance to avoid $10.00 service charge
• 6 preauthorized withdrawals per month, additional withdrawals $10.00 each
• Tiered interest based on account balance
• Interest compounded daily, posted monthly

* Federal regulations limit third party or pre-authorized transfers (including overdraft transfers) to six per statement cycle. No more than three of which may be made to third parties

CERTIFICATES OF DEPOSIT +

• Choose the term that best suits your financial needs.
• $500 minimum deposit (penalty for early withdrawal)
• Competitive rates (Click here to view our current rates) 
• Penalty may be applied for early withdrawal
• Interest compounded daily
• Interest posted quarterly, or you can request interest to be paid monthly, quarterly, semi-annually, annually or at maturity by check or transfer to any other deposit account you have at The Bank of Georgia.

CDARS® - Looking for a way to keep large deposits safe? Ask us about CDARS®. Protect your large cD's with fDIC insurance up to $50 Million. Click here for more information.

⁺The APY (annual percentage yield) on Certificates of Deposit is  based upon an assumption of minimum schedule of quarterly interest payment.  All certificates have interest accrued on a daily compounding basis.  Interest is accrued and paid on collected balances.  Early withdrawal penalties may apply.  Rates on savings and checking accounts may change after account opening.  Fees may reduce earnings.