Cash Management & E-Banking
Cash flow is the "lifeblood" of any business. The concept of cash management is really very simple: managing the inflows and outflows of cash from your business in order to reduce costs and increase profits. The Bank of Georiga offers a complete line of cash management services and products designed to help you do just this.
These services can be tailored to your needs, so please contact a Branch Manager, Commercial Lender, or the Electronic Banking Manager for more information.
Sweep Account
Get more out of your excess cash balances with the convenience of a Sweep Account. A Sweep Account is a simple way to have excess cash swept automatically, as designated, between your business checking account and an interest-bearing account. Excess funds are those amounts above the balance needed to cover your average transactional needs. When your checking account drops below its required balance, cash from the interest bearing account is automatically swept back into your checking account to fulfill the balance requirement. The automated link between your accounts will save you valuable time and prevent having to manually move funds between accounts to either enhance your earnings or maintain proper levels of operating capital.
Free Online Banking With Bill Pay
With eBiz Express - The Bank of Georgia's Online Commercial Cash Management service, you can manage your business more effectively and efficiently. Our state of the art online banking service provides access to your accounts free of charge. Visit our Electronic Banking Page for more information.
eBiz Express Premier ACH / Direct Deposit Services
Electronic payments and collections via the Automated Clearing House (ACH) are the best way to streamline payables and receivables and reduce your costs of collecting and receiving payments. ACH transactions offer a host of cash flow benefits, including reduced payment costs, better control of payment timing, greater payment reliability and more accurate cash forecasting. The most common ACH applications are:
- Payroll direct deposit
- Pre-authorized debits and credits
- Vendor payments
Visit our Electronic Banking Page for more information
Deposit Express - Remote Deposit Capture
Deposit checks electronically from your desktop. Deposit Express uses a desktop scanner that connects to your PC and Internet. With it you can scan checks received from customers and issue deposits electronically to the bank - any time, day or night. It’s like having a 24-hour teller right in your office! It's the fastest way to turn check deposits into cash. Visit our Electronic Banking Page for more information.
Financial Software Export
Eliminate the manual entry processes associated with Microsoft® Money, Intuit® Quicken or Quickbooks money management systems using The Bank of Georgia's eBiz Express Commercial Online Banking Service that allows you to download your account transactions to your software program or spreadsheet.
Merchant Credit Card Processing
Payment cards of all varieties have become an invaluable resource for many consumers. To stay competitive in today's business market it is essential that businesses offer the payment options that their customers have come to expect. The Bank of Georgia offers merchant credit card processing through a partnership with Processing Solutions. This service offers competitive rates and allows your business the ability to accept almost all forms of payment cards a customer desires to use, from Visa, MasterCard, Discover, American Express, and debit cards. Contact The Bank of Georgia at for further details.
Wire Transfer Service
Wire money to any bank account in the United States or abroad using our Wire Transfer Service. Contact The Bank of Georgia for instructions and assistance. Per wire fee applies.
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